A staged build from demo wallet to partner-powered banking.
A phased pathway from product foundation to partner integration, controlled pilots, public beta and long-term regulated readiness.
VowBank is building a digital banking experience powered by licensed banking and payment partners. Regulated services will be provided by authorised partners. Final product availability is subject to regulatory, partner, and compliance approval.
Mobile and PWA readiness
VowBank now has installable-app imagery and a mobile-first visual direction for future Capacitor Android and iOS wrapping.
Phase 1: Foundation
Brand and landing site
Waitlist
Demo wallet
Database
Dashboards
Compliance architecture
Phase 2: Partner integration
Licensed bank partner
KYC/KYB provider
Payment provider
Card issuing partner
Wallet ledger partner
Phase 3: Closed pilot
GoalVow learners
VowRewards users
Selected merchants
Employer reward pilot
School wallet pilot
Phase 4: Public beta
Verified users
Real payment rails through partners
Merchant settlements
Support centre
Monitoring
Phase 5: Scale
Mobile apps
Card issuing
Financial education
Business banking
API partners
Phase 6: Long-term regulated pathway
Assess licensing route
Capital raise
Regulatory readiness
Banking licence strategy