VowBankby GoalVow Holdings
Merchant banking

Merchant Wallet And Payments

Tools for township businesses, StreetShops merchants and small operators to accept QR payments and VowRewards.

Merchant settlements, acquiring and regulated payment services will be delivered through authorised acquiring and payment partners.

VowBank merchant wallet concept for QR payments, analytics, settlements, and rewards acceptance.

Wallet preview

R 18,420 sales preview

96 QR payments

3.8% rewards uplift

QR-ready concept

Capabilities

Built around the workflows this audience needs

The experience is designed as a compliant product preview first, with regulated functionality switched on only through authorised partners.

Merchant onboarding
KYB form
Store profile
QR code payment acceptance
Order/payment history
Settlement preview
VowRewards acceptance
Merchant analytics
Integration with VowRewards and StreetShops
Merchant pricing table

KYB workflow captures business registration, beneficial owners and store details.

Settlement preview gives merchants a transparent view before licensed partner processing.

StreetShops integration connects commerce listings, orders, payment history and rewards campaigns.

KYB onboarding

Merchant onboarding and KYB submission

This captures pilot merchant details for partner review. Live acquiring and settlement require authorised partners.

Merchant pricing

Transparent pricing placeholders

Final fees depend on partner, settlement, regulatory and payment provider pricing.

Starter

QR payment concept, VowRewards acceptance, basic profile

TBC

Growth

Analytics, settlement preview, StreetShops linkage

TBC

Partner

Custom merchant acquiring and integration support

TBC