VowBankby GoalVow Holdings
Partner model

A clear partnership pathway for regulated and operational readiness.

VowBank is designed for licensed banking, payment, KYC, card issuing, compliance and technology partners who can help bring the platform to market responsibly.

VowBank is building a digital banking experience powered by licensed banking and payment partners. Regulated services will be provided by authorised partners. Final product availability is subject to regulatory, partner, and compliance approval.

VowBank partner ecosystem concept connecting banking, BaaS, KYC, payments, cards, fraud, cloud, and compliance partners.
Partner categories

The regulated ecosystem VowBank needs before launch

Banking, custody, cards, settlements, acquiring, KYC/KYB, AML and reporting will be delivered by authorised partners.

Licensed banking partner

Banking-as-a-Service provider

Card issuing partner

Payment gateway partner

KYC/KYB partner

AML and sanctions screening partner

Fraud monitoring partner

Cloud hosting partner

Cybersecurity partner

Legal and compliance advisor

Audit partner

Insurance partner

Merchant acquiring partner

Research list

Potential partner types and examples to research

These examples are starting points for diligence and do not imply a current partnership.

Licensed South African bank sponsor

Payment providers such as Ozow, PayFast, Peach Payments, Yoco, Stitch and Netcash

Identity/KYC providers such as iiDENTIFii, Smile ID, Sumsub and DocFox

Card issuing or processing partners

Core banking or ledger partners such as Mambu, Temenos, Thought Machine or regional BaaS providers

Cloud providers such as AWS, Azure, Google Cloud and Vercel

Compliance advisors specialising in SARB, PA, FSCA, FIC and POPIA