VowBankby GoalVow Holdings
VowBank / GoalVow ecosystem

Connected by design. Approved before launch.

Entry pages and signed sandbox intent contracts are prepared. They are not live payment integrations.

Build phase
17Website entry pathways
0Verified live settlement rails
Human reviewRequired before a payment
PlatformIntentConnectionSettlement
GoalVow AcademiesCOURSEConnector prepared, not verifiedPartner approval required
VowRewardsREWARDConnector prepared, not verifiedPartner approval required
VowRewards WalletREWARDConnector prepared, not verifiedPartner approval required
VowRewards EmployerTRAININGConnector prepared, not verifiedPartner approval required
VowRewards MerchantPURCHASEConnector prepared, not verifiedPartner approval required
VowRewards SchoolBURSARYConnector prepared, not verifiedPartner approval required
VowRewards SportSPONSORSHIPConnector prepared, not verifiedPartner approval required
VowRewards OperationsTRAININGConnector prepared, not verifiedPartner approval required
VowHumansCREATORConnector prepared, not verifiedPartner approval required
SkillsShopPURCHASEConnector prepared, not verifiedPartner approval required
ChefOrderPURCHASEConnector prepared, not verifiedPartner approval required
PlugConnectTRAININGConnector prepared, not verifiedPartner approval required
StreetShopsPURCHASEConnector prepared, not verifiedPartner approval required
Learning HubsCOURSEConnector prepared, not verifiedPartner approval required
VowMatrix BankMATRIXConnector prepared, not verifiedPartner approval required
BioBridge PaymentsBIOBRIDGEConnector prepared, not verifiedPartner approval required
Civitas BioTechBIOBRIDGEConnector prepared, not verifiedPartner approval required

Server-to-server, not secret-to-browser

Each platform uses its own signing key, timestamp and one-time nonce. VowBank validates the partner and stores an expiring sandbox payment intent. An authenticated user must review it; no connector can debit a wallet or mark an order paid.

Asset boundariesVOWR chain assets require finality and issuer-approved redemption rules. MATRIX_VOWR is a separate non-redeemable simulation. Fiat custody and settlement belong to authorised partners.
Privacy and account linkingNo shared password, silent email matching or biometric payload. Future account linking requires consent-based OAuth/OIDC, PKCE, scoped grants and revocation.
Reconciliation and approvalsQuote locks, immutable postings and unique receipt identifiers protect the sandbox ledger. Live rails additionally need webhook verification, settlement reconciliation, transaction limits, step-up authentication and maker-checker approval.
Partner with VowBank

VowBank is not a licensed bank. Banking, custody, cards, settlements and regulated services will be provided by authorised partners, subject to regulatory, partner and compliance approval.